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ABA BankKhan Kamboul Branch - Sangkat KantaokActive opening
ABA Bank

Small Loan Officer

Banking/FinancePosted 0 mo ago

Location

Khan Kamboul Branch - Sangkat Kantaok

Job Type

OTHER

Experience

Fresh Graduate

Level

Entry Level

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

Apply Now

About the role

  • Process and analyze small loan applications by conducting credit investigations, scoring, and credit checking to ensure good lending and loan quality.
  • Solicit both existing and new clients according to small loan policies and procedures to ensure secured loans.
  • On-board new small loans to ensure delivery of disbursement target.
  • Explain different loan types and credit options available, as well as service terms for cross-selling.
  • Collect all required client documents for loan application.
  • Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine loan feasibility.
  • Gather valid applicants’ financial records to prevent fraud.
  • Conduct site visits during loan assessment to obtain in-depth information and ensure loan security.
  • Follow up delinquent clients immediately and refer cases to the supervisor.
  • Process registration of title deeds at local authorities and land offices.
  • Perform other tasks as assigned.

Requirements

  • High Diploma or Associate Degree in finance and banking, accounting and/or relevant field.
  • Fresh graduate or less than one year of experience in credit/loan processing, sales or customer services is an advantage.
  • Good sales, problem solving, negotiation, and customer service skills.
  • Good understanding of banking products and service/lending part is preferable.
  • Harding, commitment, ability to communicate and self-motivated.
  • Be able to travel based on location set.
  • Ability to use and communicate in both Khmer and English.
  • Ability to use Microsoft Office.
  • Good math skills and ability to spot numerical errors.
  • Strong dedication to accuracy and efficiency.

Required Skills

financebankingaccountingcredit processingloan processingsalesproblem solvingnegotiationcustomer servicebanking productslendingcommitmentcommunicationself-motivatedtravelKhmerEnglishMicrosoft Officemath skillsnumerical error identification

Schedule & Flexibility

Start date:Flexible/ASAP

About ABA Bank

Visit Website

Industry

Banking/Finance

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